I went to McGill in the late '80s and early '90s when tuition fees were less than $1,200 a year, so with summer jobs and some parental help I graduated from my first degree debt-free. For my MA, which I took in Ontario, I worked part-time and graduated after one year with a debt of $10,000.
By way of comparison: my partner went to university in Ontario after grants were eliminated, and when the first round of tuition fee hikes were implemented. He completed a BA and then an MA, and graduated with a debt load (and compound interest) requiring monthly payments of $650 for 10 years.