This “Debt Resistors Operations Manual” is a very comprehensive look at debt in the United States and how to emerge from being “crushed under the weight of debt.” It is a great tool for anyone in debt to gain a better understanding of systems and ways to break out of a life full of debt.
Written by an “anonymous collective of resistors, defaulters and allies from Strike Debt and Occupy Wall Street,” this manual includes explanation on and suggestions to deal with each of the following financial situations:
-Credit card debt
-Medical debt
-Student debt
-Housing debt
-Credit scores/ranking
-Debt collection
-Bankruptcy
The Resistors Manual shares the idea that society can change the way we live, and throw off the restraints of a system that require debt and never-ending burdens. Suggestions include:
-Careful observation of your bills, credit reports/ratings, and a demand for accuracy
-Be vocal about wanting more transparency and regulation for the credit system in your country
-Keep on top of your own numbers (debt, payments, credit score)
-Reject systems that don’t work for you (e.g. live without a credit score by using prepaid phones and developing personal relationships with companies/services)
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